3 months
2.25%
2.50%
6 months
12 months
3.25%
24 months
3.50%
36 months
4.00%
Rates stated above are for certificates with a minimum deposit of $500 which dividends are compounded and paid quarterly. A withdrawal of dividends before maturity will be subject to penalty and will reduce the APR. Please view the Truth-In-Savings Disclosure for complete details on specific Share Certificates, including account limitations, dividend compounding, dividend crediting and method used to compute dividends,
*APY is accurate as of September 30, 2008



