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3 months

1.25%

1.75%

6 months

12 months

2.25%

24 months

2.75%

36 months

3.00%

Rates stated above are for certificates with a minimum deposit of $500 which dividends are compounded and paid quarterly. A withdrawal of dividends before maturity will be subject to penalty and will reduce the APR. Please view the Truth-In-Savings Disclosure for complete details on specific Share Certificates, including account limitations, dividend compounding, dividend crediting and method used to compute dividends,


*APY is accurate as of December 14, 2009