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Current & Prior Year Vehicle

24 - 72* Months

3.25% - 11.00%

24 - 72* Months

2007-2008 Used Vehicle

4.25% - 12.00%

24 - 72* Months

2003-2006 Used Vehicle

5.25% - 13.00%

Current & Prior Year RV/Boat/

Motorcycle/Camper

24 - 72* Months

4.25% - 12.00%

2003-2008 Used RV/Boat/

Motorcycle/Camper

24 - 72* Months

5.25% - 13.00%

Personal/Signature Loan

1 - 48 Months

10.00% - 14.00%

Share Secured Loan

Variable

7.00%

The above rates include 3 tiers based on the applicants credit worthiness and amount of down payment, if any. The maximum annual percentage rate will never be greater than 18.00%. The Annual Percentage Rate, corresponding daily periodic rates, late payment charges, amount and due date of payments, and other charges that may be imposed will be determined at the time of each advance and disclosed on the Advance Request Voucher.