Share Rates
Account Type |
Minimum to Earn Dividend |
Annual Percentage Yield (APY) |
Savings Share Account |
<$100 |
0% |
<$1000 |
0.10% |
|
<$2500 |
0.25% |
|
≥$5000 |
0.50% |
|
≥$5000 |
0.75% |
|
Money Market Account |
>$2500 |
0.50% |
>$25000 |
1.00% |
|
Christmas Club |
>$250 |
0.25% |
Vacation/Special Savings |
>$250 |
0.25% |
Checking Account |
>$500 |
0.10% |
Please view the Truth-In Savings Disclosure for complete details on each account type including account limitations, dividend compounding, dividend crediting and the method used to compute dividends. Fees or other conditions could reduce the earnings in the account. Dividends are declared by the Board of Directors and are subject to change. *APY is accurate as of September 12, 2011 |
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CD's |
Annual Percentage Yield (APY) |
3 months |
0.25% |
6 months |
0.75% |
12 months |
1.25% |
24 months |
1.75% |
36 months |
2.00% |
Rates stated above are for certificates with a minimum deposit of $500 which dividends are compounded and paid quarterly. A withdrawal of dividends before maturity will be subject to penalty and will reduce the APR. Please view the Truth-In Savings Disclosure for complete details on specific Share Certificates, including account limitations, dividend compounding, dividend crediting and method used to compute dividends. *APY is accurate as of September 12, 2011 |
|
Annual Percentage Yield (APY) |
|
Traditional IRA |
1.00% |
Roth IRA |
1.00% |
Education Savings Account |
1.00% |
Please view the Truth-In Savings Disclosurefor complete details including account limitations, dividend compounding, dividend crediting and the method used to compute dividends. Fees or other conditions could reduce the earnings in the account. Dividends are declared by the Board of Directors and are subject to change. *APY is accurate as of September 12, 2011 |
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